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ACI Simplifies Digital Banking with New Responsive Web Design, Powered by Industry’s Most Extensive API Library

Universal Online Banker, ACI’s next-generation cloud-based solution, delivers FIs integrated, enterprise digital banking with multichannel accessibility and best-in-class UI

/EIN News/ -- NAPLES, FLA, Oct. 17, 2017 (GLOBE NEWSWIRE) -- ACI Worldwide (NASDAQ: ACIW), a leading global provider of real-time electronic payment and banking solutions, today announced the next generation of its flagship enterprise digital banking solution, Universal Online Banker. Featuring the industry’s most extensive API library, the award-winning Universal Online Banker platform enables clients to further their Open API strategies and extend the services of the application to new channels and user interaction points. Additionally, the best-in-class user interface (UI) delivers integrated, enterprise digital banking—and allows banks’ customers to access the platform via browsers, tablets and smartphones.



The commercial and treasury banking industry is rapidly evolving, requiring modern, multi-channel accessibility as well as a broad set of features and functionality. In response to customer demand, ACI has dramatically transformed Universal Online Banker—delivering a new UI for greater user personalization, expedited onboarding, simplified workflows and rich cash management processes. The cloud-based platform is built with ‘future proof’ architecture that allows the UI to evolve and adapt, minimizing the complexity of future enhancements and upgrades. Further, the API-enabled solution will allow ACI customers to deliver Open API support as banks develop their future go-to-market strategies.


“Commercial banking and treasury solutions increasingly require a sleek, easy-to-navigate user interface,” Patricia Hines, senior analyst, Celent. “Digital banking demands both flexibility and access from any device—along with the ability to evolve one step ahead of customer demands.”


“In an extremely competitive landscape, banks are pressured to create a cutting-edge, scalable user experience for their business customers,” said Mike Braatz, senior vice president, ACI Worldwide. “ACI has transformed the customer experience with our market-changing Universal Online Banker, and we continue to foster innovation in digital banking with access to the industry’s most extensive API library.”  


ACI’s Universal Online Banker 6.0 includes: 


  • Cloud-based digital banking platform: built within a UI designed especially for ease-of-use and a technology platform with easy integration, flexibility and scalability.
  • Banks’ business customers can easily and securely initiate and approve any payment directly from their smart phones and tablets.
  • Feature-rich functionality: offers user-driven balance and transaction reporting, sophisticated entitlements and approval capabilities, extensive payment types including NACHA, domestic and international wires, and federal and state tax.
  • UP Framework: Universal Online Banker is built on the UP framework, which provides easy integration to back office systems, third parties and end users through an extensive API library.


About ACI Worldwide

ACI Worldwide, the Universal Payments (UP) company, powers electronic payments for more than 5,100 organizations around the world. More than 1,000 of the largest financial institutions and intermediaries, as well as thousands of global merchants, rely on ACI to execute $14 trillion each day in payments and securities. In addition, myriad organizations utilize our electronic bill presentment and payment services. Through our comprehensive suite of software solutions delivered on customers’ premises or through ACI’s private cloud, we provide real-time, immediate payments capabilities and enable the industry’s most complete omni-channel payments experience. To learn more about ACI, please visit You can also find us on Twitter @ACI_Worldwide.

© Copyright ACI Worldwide, Inc. 2017. 
ACI, ACI Worldwide, ACI Payment Systems, the ACI logo, ACI Universal Payments, UP, the UP logo, ReD, PAY.ON and all ACI product names are trademarks or registered trademarks of ACI Worldwide, Inc., or one of its subsidiaries, in the United States, other countries or both. Other parties’ trademarks referenced are the property of their respective owners.

Product roadmaps are for informational purposes only and may not be incorporated into a contract or agreement. The development release and timing of future product releases remains at ACI’s sole discretion. ACI is providing the following information in accordance with ACI's standard product communication policies. Any resulting features, functionality, and enhancements or timing of release of such features, functionality, and enhancements are at the sole discretion of ACI and may be modified without notice. All product roadmap or other similar information does not represent a commitment to deliver any material, code, or functionality, and should not be relied upon in making a purchasing decision.



A photo accompanying this announcement is available at

Andrea Snyder
                    ACI Worldwide

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